1. General Provisions
Grow Your Diamonds (GYD) is a digital investment platform operated by GYD Capital OÜ, a company incorporated under the laws of Estonia. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Company registration number: 17213622.
Registered address: Ida-Viru maakond, Narva linn, Oru tn 5-43, 20203.
Email: [email protected]
2. Definitions
"Investor" refers to any user registered on the GYD platform who makes an investment. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
"Platform" refers to the online investment interface provided by GYD. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
"Referral Program" refers to the structured system of rewards for user acquisition and network development. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
"Investment Levels" include Silver, Gold, Platinum, and Diamond. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
3. Registration and KYC
4. Investment Terms
Minimum investment amount is $500. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Base monthly return for Silver, Gold, and Platinum levels is 10%. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Diamond-level investors receive 11% monthly return. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investment lock-up periods and payout schedules are subject to the user's selected plan. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
5. Referral Program
Silver, Gold, and Platinum investors receive one-time referral rewards: This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
- 5% from direct referrals (Level 1) This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
- 2% from indirect referrals (Level 2) This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
- 1% from third-level referrals (Level 3) This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Diamond investors receive enhanced benefits: This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
- One-time rewards: 10% (L1), 5% (L2), 3% (L3) This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
- Monthly residuals: 2% (L1), 1% (L2), 0.5% (L3) from referrals' profit This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
6. Withdrawals
Withdrawals must be requested through the personal dashboard. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Processing times may vary but generally do not exceed 7 working days. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Fees, if any, will be clearly disclosed before withdrawal confirmation. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
7. Risk Disclosure
Investments carry risk, including possible loss of capital. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
GYD does not guarantee future performance or returns. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Lab-grown diamond markets may be subject to volatility and demand fluctuation. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
8. Insurance and Reserve Fund
GYD is implementing a reserve fund to cover exceptional situations. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investor funds will be insured under applicable agreements with third-party insurance providers. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
9. Data Privacy
GYD collects and processes personal data in accordance with GDPR and Estonian law. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investors can request access or deletion of their data at any time. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
10. Amendments
GYD reserves the right to update these Terms with a 10-day notice to investors. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Changes will be communicated via the platform and official communication channels. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
11. Governing Law
These Terms are governed by the laws of the Republic of Estonia. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
All disputes will be subject to the jurisdiction of Estonian courts, unless otherwise agreed. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
All investors must be at least 18 years of age and legally capable. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investors are offered the option to complete KYC (Know Your Customer) verification on a voluntary basis. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
All KYC documentation and personal identity data, if provided, are processed in accordance with Estonian law and GDPR. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Information provided must be accurate and up-to-date at all times. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investor registration may be completed either through the official GYD website or via the verified Telegram bot. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
All deposits are subject to a one-year lock-up period during which funds cannot be withdrawn. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investment returns are credited once per month, specifically on the first Tuesday of each month. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Investments (deposits) can be made using cryptocurrency, credit/debit cards, or bank transfers. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Withdrawals are available via bank transfers or in cryptocurrency, based on the investor's chosen method. This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
All calculations and transactions on the platform are conducted in United States Dollars (USD). This condition is designed to ensure the stability, compliance, and operational transparency of our investment framework, in alignment with prevailing legal and regulatory standards.
Bank withdrawals will be processed in euros (EUR), and amounts will be converted from USD based on the official exchange rate of the European Central Bank (ECB) applicable on the processing date. This mechanism ensures alignment with European financial standards and provides transparency for currency exchange.
